Here’s a conversation we have more than almost any other at Mercer Agency: a client calls after a storm, expecting their roof claim to cover a full replacement, and instead gets a check that doesn’t come close. Nobody did anything…
By the Mercer Agency team · 6 min read· Boats & personal watercraft Michigan has more than 800,000 registered watercraft. Every year, most of those boat and personal watercraft (PWC) owners pull their vessels out of storage, do a quick…
Let’s be honest: a rate increase isn’t fun. Nobody wants to pay more for anything. But before you start shopping on price alone, there’s a conversation worth having — and it starts with understanding what you’re actually paying for. Mercer…
Most coverage gaps aren’t dramatic. They’re small choices made years ago that quietly stopped fitting your life. Here are the five we run into most with Michigan homeowners — and the simple fix for each. By the Mercer Agency team…
Michigan Personal Injury Protection (PIP) Auto Insurance — Educational Guide Updated for 2026 Michigan Auto Insurance Reform What Is Michigan PIP Coverage? Michigan Personal Injury Protection (PIP) is a mandatory, no-fault coverage that pays for allowable medical expenses, rehabilitation, lost…
Introduction When selecting insurance, it’s easy to focus primarily on the cost, especially with how main-stream marketing depicts insurance. However, the true value of an insurance policy lies in its coverage, not just its price tag. After all, having inadequate…
Introduction Insurance rate increases can be a source of concern for many policyholders. Understanding the reasons behind these increases and knowing the steps to take when they occur is essential in managing your insurance costs effectively. This guide provides practical…
